Terms of Service

Agreement to Terms

By accessing or using StockConsult's website and services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.

1. Services Description

StockConsult provides investment advisory services including:

• Market research reports and analysis
• Trading signals and recommendations
• Portfolio management guidance
• Investment education and training
• Real-time market data and insights

2. User Accounts

2.1 Account Creation

To access our services, you must create an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate and current.

2.2 Account Security

• You are responsible for maintaining the confidentiality of your account credentials
• You must notify us immediately of any unauthorized access
• You are responsible for all activities under your account
• We reserve the right to suspend or terminate accounts that violate these Terms

3. Subscription and Payment

3.1 Membership Plans

We offer various membership tiers with different features and pricing. Detailed plan information is available on our pricing page.

3.2 Billing

• Subscriptions are billed in advance on a monthly or annual basis
• All fees are non-refundable except as required by law or stated in our refund policy
• We reserve the right to change pricing with 30 days' notice
• Failure to pay may result in service suspension or termination

3.3 Refund Policy

• 7-day money-back guarantee for new customers
• Refunds are processed within 7-10 business days
• Cancellations prevent future charges but don't refund the current billing period

4. Investment Disclaimers

5. User Responsibilities

You agree to:

• Use our services only for lawful purposes
• Not share your account access with others
• Not reproduce, distribute, or resell our proprietary content
• Conduct your own due diligence before making investment decisions
• Not use our services for market manipulation or illegal trading activities
• Comply with all applicable securities laws and regulations

6. Intellectual Property

All content on our platform, including reports, analysis, signals, logos, and software, is our proprietary property or licensed to us. You may not copy, modify, distribute, sell, or lease any part of our services without explicit written permission.

7. Limitation of Liability

To the maximum extent permitted by law, StockConsult shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, data loss, or investment losses arising from your use of our services.

8. SEBI Compliance

StockConsult is registered with SEBI (Securities and Exchange Board of India) as an investment advisor. We comply with all applicable SEBI regulations, including disclosure requirements and conflict of interest policies.

9. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for:

• Violation of these Terms
• Fraudulent or illegal activity
• Non-payment of fees
• Request from law enforcement or regulatory authorities

10. Dispute Resolution

Any disputes arising from these Terms shall be governed by the laws of India and subject to the exclusive jurisdiction of courts in Mumbai, Maharashtra.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of significant changes via email or through our website. Your continued use after changes constitutes acceptance of the modified Terms.

12. Contact Information

For questions about these Terms, please contact us:

• Email: legal@stockconsult.com
• Phone: +91 XXXXX XXXXX
• Address: 123 Business District, Lower Parel, Mumbai, Maharashtra 400013